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house blueprintsThe mid-winter doldrums have hit, and that means many people are getting tired of the cold weather. If you're stuck inside, why not spend your time with a project you may have been putting off for a while? Despite the fact that it's so important, most people have never done a thorough home inventory. Why do you need one? It can help you ensure you have the right amount of homeowners insurance, and if you do ever need to file a claim, then you'll have the information ready without any delays.

So, how do you get started? A home inventory is basically a list of all your belongings, so you'll just need to get moving. Don't try to sit in that recliner and do it from memory. Grab a notebook and physically move from room to room and write down the contents. You'll need to include a description of the item, serial numbers, purchase date and estimated value.

It's also a good idea to take pictures of items as you go. You can also use this time to gather any receipts you have for items you have purchased. When determining value, this is a much better reference than guessing.

Once you're done, you can leave the information in the notebook and place it in a safe deposit box, a fire-safe box or a secure location away from your home. If you transfer your information to a computer, make sure you keep a copy on a cloud storage service or a secured thumb drive in case something happens to your computer.

A home inventory is something many people never complete because they hope they won't ever need it, but should your home ever be affected by a tragedy such as a destructive storm or a robbery, you'll be glad you spent the time doing it.

Make the most of your coverage. Call Pro Player Insurance Group at (954) 316-4662 for more information on Fort Lauderdale home insurance.

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