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Most senior citizens are on a tight budget. Here are some simple guidelines on how to get low rates on your car insurance.

  1. Be sure to follow all the rules of the road. Seniors may commit traffic violations including failing to yield right-of-way, dangerous lane changes, so keep up-to-date with current traffic rules and new traffic designs. Traffic violations can affect your insurance rates.

  2. Many senior citizens suffer from impaired night vision, so to stay safe, avoid driving at night or during twilight hours.

  3. Be extra careful at intersections as this is a hotspot for accidents involving seniors. Be aware of cars ahead of you when changing lanes after an intersection. Notice protected left turn only lanes with their own arrows. To prevent being thrust into oncoming traffic by a rear-ender, always point your tires straight forward when stopped at a light.

  4. Go with the flow of traffic by driving at or near the posted speed limit. Merging on to or off of highways can be particularly dangerous if you are driving too slowly. This can also cause road rage in other, impatient drivers.

  5. According to the National Highway Traffic Safety Administration (NHTSA), make sure you can see ten feet in front of your car, which can do by sitting high enough in your seat. Car seat still not high enough? Add a cushion. Sitting high up allows the driver to see pedestrians more easily, and can reduce headlight glare from oncoming traffic.

  6. Your seat belts should fit you comfortably. That is, it should go over your shoulder and fit low on your hips.

  7. Lastly, call us at 855-367-7744 to check which companies offer specific Senior Discounts. Even though looking for the best rates is sensible, choosing your insurance company could depend on how they treat senior drivers. The best rates are available for those that are healthy and drive a vehicle with advanced safety features. Call us for a Fort Lauderdale auto insurance quote today.
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